For Buyers Only

July 22, 2021

10 Financial Tips For Homebuyers

Making plans to purchase a new home or even to make a move up requires financial planning. Here are some tips:

1. Make a plan. Create a straightforward budget for the year and monitor it monthly or weekly. Each month, review your progress and revise where necessary. Make a ...

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July 15, 2021

Are Home Owner Associations An Important Criteria In Home Buying?

Recently at an HOA meeting in Baton Rouge, I was asked if having a strong Home Owners Association was a good thing or just one MORE thing to have to deal with. The answer is definitely YES!

 

HOA image

 

A strong home owners association will help to retain home values ...

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May 11, 2021

Tips on Buying During This Crazy Real Estate Market

So as a home buyer you are probably already aware that we have a crazy real estate market.  Limited inventory of homes for sale, homes selling for over list price, homes with multiple offers the first few hours, sellers unwilling to assist with closing costs, etc, etc, etc.  ...

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April 22, 2021

6 Tips from the Best Credit Repair Services

1-Open New Accounts Now

One of the best tips is the importance of opening new accounts now, rather than waiting until your credit report is all cleaned up. New accounts show that you are capable of getting back in the game and will have a great impact on your score ...

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April 8, 2021

How To Have Someone Else Pay For Your Child's College Education!

What a great idea!  Get somebody else to fund your child's college education! Nifty idea? Well, all it takes is owning rental property. Think about this - if you bought a rental property when the child is born, or within a couple of years, put it on a 15 year ...

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March 31, 2021

Why you should BUY instead of RENT

Buy vs. Rent

1. Savings and Equity

When you are renting a home, you pay your monthly rent check and that money is gone forever. When buying a home, every mortgage payment you make builds equity in your home and gets you closer to full ownership.

 2. Interest Rates

With interest rates still low, now is ...

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March 29, 2021

What Are the Costs when Purchasing a Home?

Once you’ve received a pre-approval letter from a lender, you are on your way to purchasing your new home!  You and your lender will have determined what type of loan best suits you and the Downpayment needed for that particular loan, which is the percentage of the home’s ...

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March 17, 2021

Investing In Real Estate - Know Your Numbers?

Real estate investments should be part of your overall investment portfolio. Why?

Return on investment – plain and simple. In looking for investment property properties the first factor I look for is the 1% rule. Will the possible monthly rent be at least 1% of the investment basis (purchase cost ...

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March 10, 2021

Guide To General Mortgage Terms

SORTING OUT THE ACRONYMS: A Guide to General Mortgage Terms

Listed below are a few of the more common terms used in lending today. If it feels like you and your lender are speaking different languages, reading the definitions below can help you get on the same page. When discussing ...

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March 8, 2021

Buyer and Seller Expectations

What are your expectations as a Buyer or Seller? What does your  REALTOR® expect from you? 

I find that one of the most interesting aspects of being a REALTOR® is managing the clients’ expectations.  In the world of HGTV, the buyers' expectations of the seller are to ...

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